70-20-10 · 70/20/10
Student budget
Small income, honest limits — food, transport and phone first.
Best for: A scholarship or part-time job in a city with shared housing. Sample income: 3,500 MAD / month.
All templates
- Needs · 70%
- 2,450 MAD
- Wants · 20%
- 700 MAD
- Savings · 10%
- 350 MAD
Needs
6 categories- RentShared room882 MAD
- Groceries735 MAD
- Transport343 MAD
- Internet & phone245 MAD
- Health147 MAD
- Utilities98 MAD
Wants
4 categories- Dining out252 MAD
- Entertainment196 MAD
- Personal140 MAD
- Shopping112 MAD
Savings
1 categories- Emergency fund350 MAD
Total3,500 MAD / month
Saving goals the plan sets up
- One month of buffer2,500 MAD
Goals start at 0 — the target is the plan, not a balance you already hold.
Illustrative plan with a sample income. Amounts scale to the income you type; nothing is stored or sent.