Short, practical writing about budgeting well — from the team building SmartJib.
Most budgeting frustration comes from mixing up two things that should stay separate: what your money is meant to cover, and where it physically sits right now.
Read article: Why 'what it's for' and 'where it is' are two different questions50/30/20 isn't for everyone. Here's how to think about which split of needs, wants, and savings matches how you actually live.
Read article: Picking a budgeting style that actually fits youCard spending is easy to track. Cash is where budgets usually spring a leak. A few habits that make wallet spending visible again.
Read article: The wallet leak: where small cash spending quietly adds upSmartJib is a private budget tracker for Morocco that separates what money is for from where it sits. Learn more about multi-currency support including MAD and dirham, 4 budgeting methods: 50/30/20, zero-based, envelope and pay-yourself-first, and why we built SmartJib without bank connections.
More on the way. Have a topic you'd like us to cover? Let us know.