Money you can finally make sense of.
SmartJib started from a simple frustration: budgeting apps that tell you what you spent, but never help you understand why your money still runs out.
Two questions, one app
Every budgeting question really comes down to two things: what is this money for, and where does it actually sit right now? Most apps mix the two together until neither makes sense. SmartJib keeps them separate, so you always know both — without spreadsheets, without guesswork.
Built for everyday life
We designed SmartJib for real budgets — the cash in your wallet, the money sitting at home, and whatever's left in the bank. No bank connections required, no complicated setup. Just add your income, pick a style that fits how you think about money, and start logging as you go.
Free to start, honest about the rest
At launch, SmartJib’s core tracking, budgeting styles and savings goals are free with no time limit. Eligible accounts can also try Pro once for 90 days without a card.
Your business stays yours
Budgeting means sharing personal details about your life. We take that seriously: personal workspaces stay private to their owner, Household workspaces are shared only with active members, your data is never sold, and you can export or delete it.
Explore SmartJib
SmartJib is a free private budget tracker for Morocco supporting MAD and dirham. Learn why purpose and location are separate, compare 4 budgeting methods, and see why we don't ask for bank connections.