Simulate before you commit
Free calculators, no sign-up: run the numbers, share the link, stay in control.
Budget calculator
Needs, wants, savings: your real savings rate against the 50/30/20 rule.
CalculateCompound interest
What your monthly savings become in 10, 20 or 30 years — the snowball effect.
CalculateNet worth simulator
Projection net of taxes and inflation, with passive income at a 4% withdrawal rate.
SimulateCoast FIRE simulator
At what age can you stop saving for retirement?
SimulateNet salary
Gross to net (or the reverse) with income tax, CNSS, AMO and family deductions.
CalculateHome loan
Monthly payment, total cost, insurance and debt ratio of your loan.
SimulateWhy no sign-up?
Every tool runs entirely in your browser and encodes its inputs in the URL — share the link and the scenario travels with it. When you are ready to track the numbers daily, SmartJib logs an expense in three seconds, offline, with no bank connection.