Track what each logged amount is for and which money place holds it — two separate views that stay reconciled through completed changes.
SmartJib is a private budget tracker that separates what money is for—needs, wants, and savings—from where money is held—bank, home, or wallet. It supports 12 currencies and 4 budgeting strategies: 50/30/20, zero-based budgeting, envelope budgeting, and pay-yourself-first. SmartJib does not connect to your bank; you enter transactions manually. Account data is cached locally and synced to Firebase when you sign in.
SmartJib is a free private budget tracker built for Morocco — it supports MAD, dirham and 12 currencies and keeps your money places separate from budget envelopes. Explore budgeting methods and budgeting guides.
Each logged amount is assigned to needs, wants, or savings, so purpose stays separate from the place holding the money.
Learn why purpose and location must stay separate →Choose from four budgeting styles. SmartJib calculates the needs, wants and savings split automatically, with no spreadsheet required.
Compare 4 budgeting methods: 50/30/20, zero-based, envelope, pay-yourself-first →Bank, home, or wallet — track manually entered money where it sits. Successful transfers update both places together.
See how bank, home and wallet tracking works →A successful expense deletion reverses its balance effect. Saving-goal deposits and withdrawals update the selected money place together.
How expense deletion and balance reversal works →Start with a free private budget tracker supporting MAD. See why purpose and location are separate and how multi-currency MAD tracking works.
The core budget is free with no time limit. Eligible accounts can use one 90-day Pro trial for deeper insights and collaboration, without a card.
12 currencies, formatted for the selected locale. Change your display currency from Profile → Preferences.
Built for Morocco — track in MAD and dirham with our multi-currency budget tracker. Learn how bank, home and wallet balances stay separate and read budgeting guides for cash spending.
Personal workspaces are isolated by Firestore Rules. Household data is shared only with active members by role, and export and deletion controls stay in Profile.
Firestore Rules isolate personal workspaces and limit Household data to active members according to role.
We never ask for your card or account numbers. You stay in control of what you enter.
We do not use your financial data to build advertising profiles or sell it to third parties.
Export CSV files or a complete JSON backup from Profile. Deletion reports any incomplete step so it can be retried.
Use the core budget for free, then try every Pro feature for 3 months. No card and no automatic renewal.
Everything you need to start budgeting for real
Every advanced feature, free for your first 90 days
Your budget stays private. The 90-day Pro trial requires no card and never renews automatically.
Try Pro free for 3 months — Start one 90-day Pro trial at no cost. Billing is not connected, nothing is charged, and no card details are requested.
Short, practical guides from the SmartJib team. Built for Morocco's cash culture. MAD and dirham support, bank, home and wallet separation, and 4 budgeting methods including 50/30/20.
Most budgeting frustration comes from mixing up two things that should stay separate: what your money is meant to cover, and where it physically sits right now.
Learn why purpose and location must stay separate50/30/20 isn't for everyone. Here's how to think about which split of needs, wants, and savings matches how you actually live.
Compare 4 budgeting methods for Moroccan salariesCard spending is easy to track. Cash is where budgets usually spring a leak. A few habits that make wallet spending visible again.
Track wallet spending without mixing bank balanceLearn more: Budget tracker MAD guide · 4 budgeting methods explained · Budgeting guides
SmartJib’s core budget is free with no time limit. Eligible accounts can start one 90-day Pro trial without a card; it does not renew automatically, and billing is not currently enabled.
No, SmartJib does not connect to your bank. You manually enter transactions for privacy and control.
SmartJib supports 12 currencies: MAD, EUR, USD, GBP, CAD, CHF, AED, SAR, EGP, TND, DZD, and XOF.
Yes. Account data is cached locally and synced to Firebase when you sign in. We do not use your financial data to build advertising profiles or sell it to third parties. See our Privacy Policy for details.
SmartJib supports 4 budgeting strategies: 50/30/20, zero-based budgeting, envelope budgeting, and pay-yourself-first.
Yes. From Profile you can export CSV files or a complete, restorable JSON backup.
You can permanently delete your account and its associated budgeting data from Profile. SmartJib reports any incomplete deletion step so you can retry.
SmartJib supports 4 budgeting methods: 50/30/20 rule (50% needs, 30% wants, 20% savings), zero-based budgeting, envelope budgeting, and pay-yourself-first. Compare them in our budgeting methods hub.
SmartJib separates what money is for from where it sits. Learn why purpose and location must stay separate and how bank, home and wallet tracking works. For cash, see wallet leak guide and expense tracking feature. Supports MAD and dirham.
Start with the Free plan. Eligible accounts can also try Pro once for 90 days, with no card and no automatic renewal.
No credit card required