50-30-20 · 50/30/20
Salaried household
One salary in, a family out — the balanced starting split.
Best for: A single steady salary covering rent, family and a monthly saving habit. Sample income: 12,000 MAD / month.
All templates
- Needs · 50%
- 6,000 MAD
- Wants · 30%
- 3,600 MAD
- Savings · 20%
- 2,400 MAD
Needs
7 categories- Rent2,400 MAD
- Groceries1,440 MAD
- Utilities600 MAD
- Transport540 MAD
- Health420 MAD
- Education360 MAD
- Internet & phone240 MAD
Wants
6 categories- Dining out936 MAD
- Shopping792 MAD
- Entertainment648 MAD
- Personal576 MAD
- Subscriptions360 MAD
- Travel288 MAD
Savings
3 categories- Emergency fund1,440 MAD
- House deposit600 MAD
- Charity360 MAD
Total12,000 MAD / month
Saving goals the plan sets up
- Emergency fund — 6 months of needs36,000 MAD
- House deposit120,000 MAD
Goals start at 0 — the target is the plan, not a balance you already hold.
Illustrative plan with a sample income. Amounts scale to the income you type; nothing is stored or sent.