zero-based · 60/25/15
Newlyweds setting up home
Furnishing, first bills, shared goals — everything assigned.
Best for: The first year of a new household, when one-off purchases compete with saving. Sample income: 11,000 MAD / month.
All templates
- Needs · 60%
- 6,600 MAD
- Wants · 25%
- 2,750 MAD
- Savings · 15%
- 1,650 MAD
Needs
7 categories- Rent2,640 MAD
- Groceries1,584 MAD
- Utilities660 MAD
- Transport594 MAD
- Health396 MAD
- Internet & phone330 MAD
- Housing & upkeepFurniture and repairs396 MAD
Wants
5 categories- Dining out825 MAD
- Entertainment660 MAD
- Shopping605 MAD
- Personal385 MAD
- Travel275 MAD
Savings
3 categories- House deposit743 MAD
- Emergency fund660 MAD
- Charity247 MAD
Total11,000 MAD / month
Saving goals the plan sets up
- House deposit150,000 MAD
Goals start at 0 — the target is the plan, not a balance you already hold.
Illustrative plan with a sample income. Amounts scale to the income you type; nothing is stored or sent.