70-20-10 · 70/20/10
First apartment
Rent, deposit and furniture first — saving starts small and steady.
Best for: Moving out for the first time, with a deposit and furnishing ahead. Sample income: 13,000 MAD / month.
All templates
- Needs · 70%
- 9,100 MAD
- Wants · 20%
- 2,600 MAD
- Savings · 10%
- 1,300 MAD
Needs
7 categories- Rent3,640 MAD
- Groceries2,002 MAD
- Utilities1,092 MAD
- Transport910 MAD
- Health546 MAD
- Internet & phone455 MAD
- Housing & upkeepFurniture455 MAD
Wants
4 categories- Dining out832 MAD
- Entertainment676 MAD
- Shopping572 MAD
- Personal520 MAD
Savings
2 categories- Emergency fund780 MAD
- House deposit520 MAD
Total13,000 MAD / month
Saving goals the plan sets up
- Deposit and first months18,000 MAD
Goals start at 0 — the target is the plan, not a balance you already hold.
Illustrative plan with a sample income. Amounts scale to the income you type; nothing is stored or sent.