zero-based · 60/25/15
Family with school fees
Tuition and transport are fixed — the rest gives way around them.
Best for: Two children in private school with a fixed monthly tuition bill. Sample income: 15,000 MAD / month.
All templates
- Needs · 60%
- 9,000 MAD
- Wants · 25%
- 3,750 MAD
- Savings · 15%
- 2,250 MAD
Needs
7 categories- Rent2,700 MAD
- School fees2,160 MAD
- Groceries1,800 MAD
- Transport810 MAD
- Utilities720 MAD
- Health450 MAD
- Internet & phone360 MAD
Wants
5 categories- Dining out1,050 MAD
- Shopping900 MAD
- Entertainment750 MAD
- Personal600 MAD
- Travel450 MAD
Savings
2 categories- Education1,238 MAD
- Emergency fund1,012 MAD
Total15,000 MAD / month
Saving goals the plan sets up
- School year reserve24,000 MAD
Goals start at 0 — the target is the plan, not a balance you already hold.
Illustrative plan with a sample income. Amounts scale to the income you type; nothing is stored or sent.